Cheap and affordable health insurance plans for you and your familyAffordable health insurance is indispensable in today’s world of escalating cost of diagnosis and treatment. Many companies are now offering health insurance and one can choose from many options. One should carefully go through the terms and conditions and understand the diseases which are included in the insurance and those which are excluded. Many chronic diseases are excluded by some companies offering health insurance. Some companies cover only inpatient expenses but do not reimburse expenses incurred as outpatients. With some schemes some percentage of the cost has to be borne by the customer and the company will pay the rest. In some schemes the customer has to pay the entire amount first and then claim the amount from the insurance company after submitting the relevant bills. Some insurance companies directly pay the hospital and the customer has to just go to the hospital recognized by the company and identify himself. The premium may be paid either monthly or yearly. There will be annual limit on the amount of money which can be claimed.
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